Instant & Interactive Analysis
Our engine computes your net salary the moment you type. Watch the donut chart update live with every change to dependants or gross salary.
Salary CalculatorGross to Net
Estimate take-home pay, taxes, and social contributions with maximum accuracy for each country.
Compulsory BHXH, BHYT and BHTN apply, and personal income tax uses the 5-bracket progressive scale with family deductions. Choose this when probation is part of an employment contract of 3 months or more.
The wage region is based on where the employer operates. Choose both fields to calculate.
Use when the employer pays BHXH, BHYT and BHTN on a lower amount than your actual pay. Statutory contribution caps still apply.
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Choose the employer workplace
Your result will appear after the province and locality identify the correct wage region.
- 1. Choose Country & Region
- 2. Enter Gross Salary
- 3. See Your Net Pay
Understand Vietnam payroll rules
The figures this calculator uses, from the latest regulations. This section updates automatically when the rules change.
Rules version 2026.10 · effective 2026-07-01
- Personal deduction / month
- 15.500.000 ₫
- Subtracted before progressive tax is calculated.
- Deduction per dependant / month
- 6.200.000 ₫
- Dependants must be registered with the tax authority.
- Employee insurance contribution
- 10.5%
- BHXH 8% · BHYT 1.5% · BHTN 1% of the insured salary.
- BHXH and BHYT salary cap
- 50.600.000 ₫
- 20 × reference salary 2.530.000 ₫. The BHTN cap is 20 × the regional minimum wage.
Regional minimum wage (monthly)
Based on the commune where the employer operates; one province can span several regions.
- Region I
- 5.310.000 ₫
- Region II
- 4.730.000 ₫
- Region III
- 4.140.000 ₫
- Region IV
- 3.700.000 ₫
Progressive PIT brackets (monthly)
Applied to taxable income (after insurance and family deductions) for contracts of 3 months or more.
| Up to 10 million | 5% |
| Over 10 million to 30 million | 10% |
| Over 30 million to 60 million | 20% |
| Over 60 million to 100 million | 30% |
| Over 100 million | 35% |
Legal sources
- Nghị định 293/2025/NĐ-CP — lương tối thiểu vùng 2026 · 2026-01-01
- Nghị quyết 110/2025/UBTVQH15 — giảm trừ gia cảnh · 2026-01-01
- Luật Thuế TNCN 2025 và Nghị định 253/2026/NĐ-CP — biểu thuế, khấu trừ · 2026-01-01
- Luật Bảo hiểm xã hội 2024 — đối tượng và mức đóng bắt buộc · 2025-07-01
- Bộ Tài chính — cam kết tạm không khấu trừ thuế TNCN · 2026-01-01
- BHXH Việt Nam — mức tham chiếu từ 01/07/2026 · 2026-07-01
- IRS Rev. Proc. 2025-32 — 2026 brackets and standard deduction · 2026-01-01
- SSA — 2026 Social Security wage base · 2026-01-01
- HMRC — rates and thresholds 2026 to 2027 · 2026-04-06
- ATO — tax rates, Medicare levy reduction, LITO · 2026-07-01
- CPF Board — contribution rates from 1 January 2026 · 2026-01-01
- IRAS — resident tax rates and earned income relief · 2026-01-01
- HK Government — 2026-27 Budget salaries tax allowances · 2026-04-01
- GPSSA — contributions under Federal Decree-Law 57/2023 · 2023-10-31
- Vero — 2026 tax bases (state scale, contributions, credits) · 2026-01-01
Accurate per Current Law
Updated with the latest personal relief thresholds and progressive tax rules for each supported country.
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No black boxes. Inspect the exact tax brackets and formulas behind every estimate.
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